.blg-prose img{max-width:100%;height:auto;border-radius:12px}
.blg-prose table{display:block;max-width:100%;overflow-x:auto;border-collapse:collapse}
.blg-prose th,.blg-prose td{padding:12px;border:1px solid #cad4da;text-align:left}
.blg-prose pre{max-width:100%;overflow-x:auto;white-space:pre}
.blg-prose blockquote{margin-inline:0;padding:16px 24px;border-left:3px solid #b59b63}
:root{--paper:#eef1f4;--cream:#ffffff;--ink:#193440;--blue:#276b8c;--blue-dark:#143a50;--soft:#e6ebf1;--line:#d6dee6;--muted:#4a5f66;--gold:#bd9953;--font-display:'Spectral',Georgia,serif;--font-body:'DM Sans',sans-serif}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--font-body);font-size:1.125rem;line-height:1.65;-webkit-font-smoothing:antialiased;overflow-wrap:anywhere}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button{font:inherit}
a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--blue-dark);outline-offset:4px;box-shadow:0 0 0 6px #fff}
.site-footer :focus-visible,.quote-section :focus-visible,.intro-band :focus-visible{outline-color:#ffe3a6;box-shadow:0 0 0 6px #193440}
.skip{position:absolute;z-index:1000;top:-100px;left:12px;background:var(--cream);padding:12px}.skip:focus{top:12px}
.container{width:min(1200px,calc(100% - 64px));margin-inline:auto}
.eyebrow{font-size:1rem;flex-wrap:wrap;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--blue);display:flex;align-items:center;gap:12px}
.eyebrow:before{content:"";width:27px;height:1px;background:var(--gold)}
h1,h2,h3,p{margin-top:0}
h1,h2,h3{font-family:var(--font-display);font-weight:500;letter-spacing:-.035em}
h1{font-size:clamp(3.5rem,7.3vw,7.4rem);line-height:.99}
h2{font-size:clamp(2.6rem,4.8vw,5rem);line-height:1.07}
h3{font-size:clamp(1.45rem,2vw,2.1rem);line-height:1.14}
p{font-size:1.125rem;line-height:1.75}
.lead{font-size:clamp(1.15rem,1.45vw,1.3rem);line-height:1.68;color:#425c64}
.small{font-size:1rem;color:var(--muted);line-height:1.65}
.site-header{position:relative;z-index:30;background:var(--cream);border-bottom:1px solid var(--line)}
.utility{border-bottom:1px solid var(--line);font-size:1rem;color:var(--muted)}
.utility .container{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:2px 16px;min-height:34px;padding:4px 0}
.utility a{font-weight:700;color:var(--blue-dark)}
.nav-row{display:flex;align-items:center;justify-content:space-between;gap:28px;min-height:88px}
.brand{display:flex;align-items:center;gap:11px;font-family:var(--font-display);font-size:1.5625rem;font-weight:600;min-width:0;letter-spacing:-.05em}
.brand img{width:43px;height:43px;object-fit:contain}
.nav-links{display:flex;align-items:center;gap:clamp(14px,1.7vw,28px);flex-wrap:wrap;justify-content:flex-end;min-width:0}
.nav-links>a:not(.button),.nav-trigger{font-size:1rem;font-weight:700;white-space:nowrap;transition:color .2s}
.nav-links>a:not(.button):hover,.nav-links>a[aria-current=page]{color:var(--blue)}
.nav-item{position:relative;padding-bottom:14px;margin-bottom:-14px}
.nav-trigger{display:inline-flex;align-items:center;gap:6px}
.nav-caret{font-size:10px;transition:transform .2s}
.nav-item:hover .nav-caret,.nav-item:focus-within .nav-caret{transform:rotate(180deg)}
.nav-dropdown{position:absolute;top:100%;left:auto;right:0;width:max-content;max-width:calc(100vw - 80px);padding-top:14px;min-width:270px;display:flex;flex-direction:column;z-index:40;visibility:hidden;opacity:0;transition:opacity .12s ease .3s,visibility 0s linear .42s}
.nav-item:hover .nav-dropdown,.nav-item:focus-within .nav-dropdown{visibility:visible;opacity:1;transition-delay:0s}
.nav-dropdown{background:var(--cream);border:1px solid var(--line);border-radius:10px;box-shadow:0 22px 44px -16px rgba(20,58,80,.25);padding:10px;margin-top:0}
.nav-dropdown:before{content:"";position:absolute;top:-14px;left:0;right:0;height:14px}
.nav-dropdown a{padding:11px 13px;font-size:1rem;font-weight:600;border-radius:6px;white-space:normal;transition:background .15s,color .15s}
.nav-dropdown a:hover{background:var(--soft);color:var(--blue)}
.nav-dropdown-all{border-top:1px solid var(--line);margin-top:6px;padding-top:14px!important;color:var(--blue)!important;display:flex;align-items:center;gap:10px}
.button{display:inline-flex;align-items:center;justify-content:center;gap:18px;border:1px solid var(--blue-dark);background:var(--blue-dark);color:#fffdf7;padding:15px 22px;font-size:1rem;font-weight:700;line-height:1.2;min-height:48px;transition:background .2s,transform .2s,border-color .2s;cursor:pointer}
.button:hover{background:var(--blue);border-color:var(--blue);transform:translateY(-2px)}
.button.secondary{background:transparent;color:var(--blue-dark)}.button.secondary:hover{background:#e9f0ef}
.button.light{background:var(--cream);border-color:var(--cream);color:var(--ink)}.button.light:hover{background:#e9e4d8}
.arrow{font-size:20px;font-weight:400;line-height:.6}
.menu-toggle{display:none;border:1px solid var(--line);background:transparent;color:var(--ink);width:43px;height:43px;align-items:center;justify-content:center;cursor:pointer}
.menu-toggle span,.menu-toggle span:before,.menu-toggle span:after{display:block;width:19px;height:2px;background:currentColor;position:relative;content:"";transition:transform .2s}
.menu-toggle span:before{position:absolute;top:-6px}.menu-toggle span:after{position:absolute;top:6px}
.hero{background:var(--soft);overflow:hidden}
.hero-grid{display:grid;width:min(1200px,calc(100% - 64px));margin-inline:auto;grid-template-columns:minmax(0,1.15fr) minmax(0,1fr);gap:clamp(28px,3vw,48px);padding:64px 0;align-items:start;min-height:650px}
.hero-copy{display:flex;flex-direction:column;justify-content:center}
.hero-copy h1{font-size:clamp(2.75rem,4.4vw,4.4rem);line-height:1.05;margin:22px 0 26px;max-width:600px}.hero-copy h1 em{font-weight:400;color:var(--blue);font-style:italic}
.hero-copy .lead{max-width:560px;margin-bottom:30px}
.hero-actions{display:flex;gap:13px;flex-wrap:wrap}.hero-note{font-size:1rem;color:var(--muted);margin:25px 0 0}
.phone-link{display:inline-flex;flex-wrap:wrap;max-width:100%;vertical-align:middle;line-height:inherit}.phone-link span{white-space:nowrap}.hero-phone{font-weight:600}
.hero-visual{position:relative;aspect-ratio:1024/682;align-self:start;border-radius:14px;box-shadow:0 30px 60px -20px rgba(20,58,80,.28),0 10px 24px -12px rgba(20,58,80,.18);margin:3.5rem 0 0}
.hero-visual>img{width:100%;height:100%;object-fit:cover;object-position:50% 50%;position:absolute;inset:0;border-radius:14px}
.hero-visual:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(20,58,80,.11),transparent 45%);border-radius:14px}
.hero-caption{position:absolute;z-index:1;right:0;bottom:0;background:var(--cream);padding:20px 33px;font-size:1rem;letter-spacing:.04em;color:var(--muted);border-top:3px solid var(--gold);border-bottom-right-radius:14px}
.hero-panel{background:var(--cream);align-self:center;border-radius:14px;border-top:4px solid var(--gold);box-shadow:0 30px 60px -20px rgba(20,58,80,.28),0 10px 24px -12px rgba(20,58,80,.18);padding:46px 44px;margin-right:max(32px,calc((100vw - 1200px)/2))}
.hero-panel .eyebrow{margin-bottom:22px}
.hero-stat{display:flex;flex-wrap:wrap;align-items:baseline;gap:16px;padding-bottom:26px;border-bottom:1px solid var(--line)}
.hero-stat .num{font-family:var(--font-display);font-size:3.5rem;line-height:1;color:var(--blue-dark)}
.hero-stat .label{font-size:1rem;line-height:1.5;color:var(--muted);max-width:240px}
.hero-highlights{list-style:none;margin:0;padding:26px 0;display:grid;gap:16px;border-bottom:1px solid var(--line)}
.hero-highlights li{display:flex;gap:12px;align-items:flex-start;font-size:1.125rem;color:var(--ink);line-height:1.5}
.hero-highlights li:before{content:"";flex:0 0 auto;width:7px;height:7px;margin-top:8px;border-radius:50%;background:var(--gold)}
.hero-panel-quote{font-family:var(--font-display);font-style:italic;font-size:1.125rem;line-height:1.5;color:var(--blue-dark);padding-top:24px}
.team-bios{margin-top:10px}
.bio-row{display:grid;grid-template-columns:180px 1fr;gap:40px;padding:44px 0;border-top:1px solid var(--line)}
.bio-row:first-child{border-top:none;padding-top:10px}
.bio-photo{width:180px;height:180px;border-radius:50%;object-fit:cover;border:4px solid var(--gold)}
.bio-row h3{margin-bottom:2px}
.bio-role{font-size:1rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--blue);margin-bottom:18px}
.bio-row p{color:#425961}
.bio-row p+p{margin-top:14px}
.intro-band{padding:30px 0;background:var(--blue-dark);color:#f6f4ed}
.intro-band .container{display:flex;align-items:center;justify-content:space-between;gap:35px}
.intro-band p{font-family:var(--font-display);font-size:clamp(1.25rem,2vw,1.75rem);line-height:1.35;margin:0;max-width:900px}
.intro-band span{font-size:1rem;text-transform:uppercase;letter-spacing:.08em;color:#c9dae0}
.section{padding:110px 0}
.section-header{max-width:750px;margin-bottom:48px}.section-header h2{margin:18px 0 16px}
.section-header p{max-width:630px}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:clamp(45px,7vw,115px);align-items:center}
.photo-frame{position:relative}.photo-frame img{width:100%;height:530px;object-fit:cover}
.photo-frame.portrait img{height:620px;object-position:center 22%}
.photo-frame:after{content:"";position:absolute;width:29%;height:23%;border:1px solid var(--gold);right:-20px;bottom:-20px;z-index:-1}
.photo-caption{display:flex;justify-content:space-between;flex-wrap:wrap;gap:15px;margin-top:14px;font-size:1rem;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.text-block h2{margin:17px 0 24px}.text-block .lead{margin-bottom:23px}
.line-link{display:inline-flex;align-items:center;gap:22px;max-width:100%;border-bottom:1px solid var(--gold);padding:0 0 8px;font-size:1rem;font-weight:700;color:var(--blue-dark);transition:gap .2s}.line-link:hover{gap:30px}
.service-section{background:var(--cream)}
.service-layout{display:grid;grid-template-columns:310px 1fr;gap:80px}
.service-layout aside h2{margin:16px 0}.service-layout aside p{color:var(--muted);font-size:1.125rem}
.service-list{border-top:1px solid var(--line)}
.service-item{display:grid;grid-template-columns:60px 1fr 32px;gap:15px;padding:25px 0;border-bottom:1px solid var(--line);align-items:start}
.service-num{font-family:var(--font-display);color:var(--blue-dark);font-size:1.3125rem}
.service-item h3{font-size:1.5625rem;margin-bottom:8px}.service-item p{font-size:1.125rem;color:var(--muted);max-width:530px;margin:0}.service-item>span:last-child{font-size:24px;color:var(--blue);align-self:center;transition:transform .2s}.service-item:hover>span:last-child{transform:translate(4px,-4px)}.service-item:hover h3{color:var(--blue)}
.quote-section{background:var(--blue-dark);color:var(--cream);position:relative;overflow:hidden}
.quote-grid{display:grid;grid-template-columns:1.05fr .95fr;min-height:640px}
.quote-photo img{width:100%;height:100%;object-fit:cover;object-position:center 20%}
.quote-copy{padding:80px max(32px,calc((100vw - 1200px)/2)) 80px 8vw;display:flex;flex-direction:column;justify-content:center}
.quote-copy .eyebrow{color:#bad6df}.quote-copy h2{font-size:clamp(2.8rem,4.4vw,4.8rem);margin:25px 0}.quote-copy p{color:#cadad9;max-width:500px}.quote-copy .line-link{color:var(--cream);margin-top:20px;width:max-content}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;margin-top:50px}
.step{border-top:1px solid var(--gold);padding-top:26px}.step-number{font-family:var(--font-display);font-size:2.75rem;color:var(--blue-dark);margin-bottom:28px}
.step h3{font-size:1.5625rem}.step p{font-size:1.125rem;color:var(--muted)}
.resource-section{background:#e9eee9}
.resources{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(0,1fr) minmax(0,1fr);gap:16px}
.resource-card{background:var(--cream);display:flex;flex-direction:column;min-width:0;min-height:410px;transition:transform .2s}.resource-card:hover{transform:translateY(-4px)}
.resource-card img{width:100%;height:180px;object-fit:cover}.resource-card:first-child img{height:235px}
.resource-card>div{padding:24px;display:flex;flex:1;flex-direction:column}.resource-card .tag{font-size:1rem;text-transform:uppercase;letter-spacing:.08em;color:var(--blue);font-weight:700}
.resource-card h3{font-size:1.5rem;margin:15px 0}.resource-card .line-link{margin-top:auto;width:max-content}
.cta-panel{background:var(--gold);color:#172f39;padding:58px 70px;display:flex;align-items:center;justify-content:space-between;gap:30px}
.cta-panel h2{font-size:clamp(2.4rem,4vw,4rem);max-width:650px;margin:10px 0 0}.cta-panel .eyebrow{color:#27454d}.cta-panel .eyebrow:before{background:#27454d}
.site-footer{background:#193440;color:#f4f2eb;padding:72px 0 25px}
.footer-main{display:grid;grid-template-columns:1.4fr .8fr .9fr;gap:80px;padding-bottom:67px}
.footer-main .brand{font-size:1.5625rem}.footer-main .brand img{width:39px;height:39px}.footer-main p{font-size:1rem;color:#bfd0d0;max-width:360px;margin:22px 0}.footer-main h3{font-family:var(--font-body);font-size:1rem;text-transform:uppercase;letter-spacing:.08em;font-weight:700;color:#e0c383;margin:9px 0 26px}
.footer-links{display:grid;gap:14px;font-size:1rem}.footer-links a:hover{text-decoration:underline}
.footer-area-links{display:block;columns:2 7.5rem;column-gap:1.25rem}
.footer-area-links a{display:block;break-inside:avoid;margin-bottom:14px}
.footer-policy-links{display:flex;flex-wrap:wrap;align-items:center;gap:12px 28px;padding-bottom:28px;margin-bottom:36px;border-bottom:1px solid #42606a;font-size:1rem}
.footer-policy-links a{text-decoration:underline;text-underline-offset:4px;padding:8px 0}
.footer-policy-links>span{color:#bfd0d0}
.footer-main>div:first-child img{max-width:100%;height:auto}
.footer-contact{font-size:1rem;line-height:1.75;color:#d7e3e1}.footer-contact a{text-decoration:underline;text-underline-offset:4px}
.footer-bottom{border-top:1px solid #42606a;padding-top:22px;font-size:1rem;color:#c3d3d4;line-height:1.7}
.footer-bottom p{margin-bottom:12px}.footer-bottom .end{display:flex;justify-content:space-between;gap:30px}
.page-hero{background:var(--soft);padding:85px 0 92px}.page-hero h1{font-size:clamp(3.7rem,6.7vw,6.6rem);max-width:900px;margin:19px 0 20px}
.page-hero .lead{max-width:720px;margin-bottom:0}.page-hero.compact{padding:65px 0 70px}.page-hero.compact h1{font-size:clamp(3.2rem,5.8vw,5.7rem)}
.breadcrumb{font-size:1rem;color:var(--muted);margin-bottom:25px}.breadcrumb a{text-decoration:underline;text-underline-offset:3px}
.feature-split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.feature-split img{width:100%;height:460px;object-fit:cover}
.feature-split.portrait img{height:560px;object-position:center 22%}
.muted-section{background:var(--cream)}
.team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:47px}
.team-card{background:var(--cream);padding:25px 19px 22px;text-align:center;border:1px solid var(--line)}
.team-card img{width:100%;max-width:190px;margin:auto}.team-card h3{font-size:1.5rem;margin:7px 0 4px}.team-card p{font-size:1rem;overflow-wrap:anywhere;color:var(--muted);margin:0}
.editorial{max-width:790px;margin-inline:auto}.editorial h2{font-size:clamp(2.1rem,3.4vw,3.5rem);margin:46px 0 16px}.editorial h3{font-size:1.625rem;margin:35px 0 12px}.editorial p,.editorial li{font-size:1.125rem;color:#425961;line-height:1.85}.editorial ul{padding-left:24px}.editorial li{margin-bottom:9px}
.callout{border-left:3px solid var(--gold);background:#eaf0ec;padding:22px 26px;margin:36px 0;color:var(--ink)}
.callout p{margin:0}.callout strong{display:block;margin-bottom:5px}
.compare{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:32px 0}.compare>div{background:var(--cream);padding:30px;border-top:3px solid var(--gold)}.compare h3{margin-top:0}.compare p{font-size:1.125rem;margin-bottom:0}
.faq{border-top:1px solid var(--line);margin-top:30px}.faq details{border-bottom:1px solid var(--line);padding:20px 0}.faq summary{cursor:pointer;font-family:var(--font-display);font-size:1.375rem;list-style:none;display:flex;align-items:center;justify-content:space-between;gap:20px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";font-family:var(--font-body);font-size:25px;color:var(--blue)}.faq details[open] summary:after{content:"−"}.faq p{font-size:1.125rem;color:var(--muted);max-width:760px;margin:16px 0 4px}
.logo-gallery{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line);border:1px solid var(--line);margin:34px 0 16px}.logo-gallery div{height:100px;display:flex;align-items:center;justify-content:center;padding:20px;background:var(--cream)}.logo-gallery img{max-height:55px;max-width:85%;object-fit:contain}
.icon-row{display:grid;grid-template-columns:repeat(3,1fr);gap:45px;margin-top:45px}.icon-row img{width:55px;height:55px;object-fit:contain;margin-bottom:24px}.icon-row h3{font-size:1.5625rem}.icon-row p{color:var(--muted);font-size:1.125rem}
.contact-layout{display:grid;grid-template-columns:1fr 1fr;gap:80px}.contact-info h2{margin:15px 0 30px}.contact-detail{border-top:1px solid var(--line);padding:22px 0;display:grid;grid-template-columns:115px 1fr;gap:20px;font-size:1rem}.contact-detail strong{font-size:1rem;text-transform:uppercase;letter-spacing:.08em;color:var(--blue)}.contact-detail a{text-decoration:underline;text-underline-offset:4px}
.office-photo img{height:400px;width:100%;object-fit:cover}.office-photo p{font-size:1rem;color:var(--muted);margin-top:12px}
.map-embed{border-radius:10px;overflow:hidden;margin-top:16px;box-shadow:0 10px 30px -14px rgba(20,58,80,.25)}.map-embed iframe{display:block;width:100%;height:320px;border:0}
.article-meta{display:flex;gap:6px 20px;flex-wrap:wrap;font-size:1rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin:24px 0}
.article-image{width:100%;height:440px;object-fit:cover;margin:40px 0 55px}.article-nav{border-top:1px solid var(--line);margin-top:55px;padding-top:25px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:20px}
.notfound{text-align:center;padding:130px 20px}.notfound h1{font-size:clamp(5rem,12vw,10rem);margin:0}.notfound p{margin:10px auto 30px;max-width:460px}
.mark-watermark{position:absolute;width:180px;opacity:.09;right:5%;bottom:5%}
.carrier-section{background:var(--cream);overflow:hidden}
.carrier-list{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:32px 48px;margin:44px 0 0;padding:0;list-style:none}
.carrier-list li{display:flex;align-items:center;justify-content:center;flex:0 1 180px;max-width:100%}
.carrier-list img{height:40px;max-width:140px;object-fit:contain;opacity:.75;filter:grayscale(15%)}
@media(max-width:1050px){.brand{font-size:1.3125rem}.brand img{width:36px}.nav-links .button{padding:12px}.service-layout{gap:35px;grid-template-columns:260px 1fr}}
@media(max-width:800px){.container{width:min(100% - 38px,1200px)}.utility .container>span:first-child{display:none}.utility .container{justify-content:center}.nav-row{min-height:70px}.hero-grid,.quote-grid,.two-col,.service-layout,.feature-split,.contact-layout{grid-template-columns:1fr}.bio-row{grid-template-columns:1fr;text-align:center;gap:18px;padding:36px 0}.bio-photo{margin:0 auto}.hero-copy{padding:65px 19px 62px}.hero-visual{margin:0 19px;width:auto}.hero-panel{margin:0 19px 40px;padding:36px 28px}.quote-photo{height:460px}.photo-frame.portrait img{height:480px}.feature-split.portrait img{height:480px}.quote-copy{padding:65px 19px}.section{padding:72px 0}.service-layout{gap:20px}.resources{grid-template-columns:1fr 1fr}.resource-card:first-child{grid-column:span 2}.resource-card:first-child img{height:280px}.footer-main{grid-template-columns:1fr 1fr;gap:40px}.footer-main>div:first-child{grid-column:span 2}.cta-panel{padding:40px;align-items:flex-start;flex-direction:column}.page-hero{padding:65px 0}.steps,.icon-row{gap:22px}}
@media(max-width:600px){.brand{font-size:1.25rem}.brand img{width:35px;height:35px}.hero-caption{padding:12px 16px}.intro-band .container{align-items:flex-start;flex-direction:column;gap:11px}.section-header{margin-bottom:30px}.photo-frame img{height:380px}.photo-frame.portrait img{height:420px}.feature-split.portrait img{height:420px}.photo-frame:after{display:none}.steps,.resources,.team-grid,.icon-row,.compare,.logo-gallery{grid-template-columns:1fr}.resource-card:first-child{grid-column:auto}.resource-card:first-child img{height:180px}.service-item{grid-template-columns:35px 1fr 20px;gap:8px}.service-item h3{font-size:1.375rem}.team-grid{grid-template-columns:1fr 1fr;gap:12px}.team-card{padding:14px 8px}.team-card h3{font-size:1.1875rem}.team-card p{font-size:1rem}.logo-gallery{grid-template-columns:1fr 1fr}.footer-main{grid-template-columns:1fr;gap:30px;padding-bottom:35px}.footer-main>div:first-child{grid-column:auto}.footer-bottom .end{flex-direction:column;gap:5px}.page-hero h1{font-size:3.5rem}.page-hero.compact h1{font-size:3.2rem}.article-image{height:280px;margin:25px 0 35px}.contact-detail{grid-template-columns:90px 1fr}.office-photo img{height:300px}.cta-panel{padding:35px 25px}.quote-photo{height:380px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition-duration:.01ms!important;animation-duration:.01ms!important}}
/* Tools & Resources */

.tools-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.tool-card{display:flex;flex-direction:column;background:var(--cream);border:1px solid var(--line);border-top:3px solid var(--gold);padding:30px 28px;min-height:230px;transition:transform .2s,box-shadow .2s,border-color .2s}
.tool-card:hover{transform:translateY(-4px);border-color:var(--blue);box-shadow:0 22px 44px -22px rgba(20,58,80,.3)}
.tool-card h3{font-size:clamp(1.4rem,1.8vw,1.75rem);margin-bottom:12px}
.tool-card p{font-size:1.125rem;color:var(--muted);margin-bottom:22px}
.tool-card:hover h3{color:var(--blue)}
.tool-card .line-link{margin-top:auto;width:max-content}
.tools-shell{width:min(960px,calc(100% - 64px));margin-inline:auto}
.tool-widget-frame{background:var(--cream);border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:10px;padding:clamp(18px,3vw,36px);min-width:0;max-width:100%;overflow-x:auto;overflow-y:visible;box-shadow:0 20px 44px -26px rgba(20,58,80,.25)}
.tool-widget-mount{min-width:0;min-height:120px;overflow:visible}
.tool-status{margin:0;padding:18px 0;font-size:1rem;color:var(--muted)}
.tool-status[role=alert],.tool-status.error{color:#8a3b2e}
.tool-links{display:flex;flex-wrap:wrap;gap:12px 28px;margin-top:34px;padding-top:24px;border-top:1px solid var(--line)}
.tool-links a{font-size:1rem;font-weight:700;color:var(--blue-dark);border-bottom:1px solid var(--gold);padding-bottom:4px;transition:color .2s}
.tool-links a:hover{color:var(--blue)}
.tool-note{border-left:3px solid var(--gold);background:#eaf0ec;padding:18px 22px;margin:28px 0 0;font-size:1rem;line-height:1.7;color:#425961}
.tool-note p{margin:0;font-size:inherit}
@media(max-width:1050px){.tools-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:800px){.tools-shell{width:min(100% - 38px,960px)}}
@media(max-width:600px){.tools-grid{grid-template-columns:1fr}.tool-card{min-height:0;padding:24px 22px}.tool-widget-frame{padding:16px;border-radius:8px}}
.accessibility-dock{min-height:88px;display:flex;justify-content:flex-end;align-items:center;padding:16px 20px;background:var(--cream)}
.accessibility-status{max-width:550px;font-size:1rem;color:var(--muted)}
/* Contact actions & resource hero */
.contact-actions{margin:0 0 26px;max-width:100%}
.contact-actions-buttons{display:flex;flex-wrap:wrap;gap:12px}
.contact-actions .button{font-size:1rem;padding:13px 20px;min-height:48px;max-width:100%;text-align:center;gap:10px}
.contact-actions .button.secondary{border-color:var(--blue-dark)}
.contact-actions-note{font-size:1rem;color:var(--ink);margin:10px 0 0;line-height:1.5}
.contact-actions .button:focus-visible{outline:3px solid var(--blue);outline-offset:4px}
.mobile-contact-bar{display:none}
@media(max-width:800px){
  :root{--mobile-contact-clearance:calc(4.75rem + env(safe-area-inset-bottom,0px));scroll-padding-bottom:calc(var(--mobile-contact-clearance) + 1rem)}
  body{padding-bottom:var(--mobile-contact-clearance)}
  .mobile-contact-bar{display:grid;grid-template-columns:minmax(0,.75fr) minmax(0,1.25fr);gap:.625rem;position:fixed;inset:auto 0 0;z-index:50;min-height:var(--mobile-contact-clearance);padding:.75rem max(1rem,env(safe-area-inset-right,0px)) calc(.75rem + env(safe-area-inset-bottom,0px)) max(1rem,env(safe-area-inset-left,0px));background:var(--cream);border-top:1px solid var(--line);box-shadow:0 -6px 20px #19344012}
  .mobile-contact-bar .button{min-width:0;min-height:3.25rem;padding:.625rem .5rem;font-size:1rem;line-height:1.25;gap:0;text-align:center;overflow-wrap:anywhere}
  .mobile-contact-bar .button:hover{transform:none}
  .mobile-contact-bar .button:focus-visible{outline:3px solid var(--blue);outline-offset:3px}
}
.detail-content summary:focus-visible{outline-color:var(--blue)}
.resource-hero{padding:44px 0 56px}
.resource-hero .breadcrumb{font-size:1rem;margin-bottom:18px;overflow-wrap:anywhere}
.resource-hero h1{font-size:clamp(2.2rem,4.6vw,4.2rem);line-height:1.08;max-width:900px;margin:18px 0 16px;overflow-wrap:break-word;hyphens:auto}
.resource-hero .lead{max-width:720px}
.resource-hero .eyebrow{font-size:1rem}
.detail-content .editorial{overflow-wrap:break-word}
.detail-content{padding-top:50px}.detail-content .editorial>section:first-child h2{margin-top:0}
.content-references h2{font-size:clamp(1.5rem,2.5vw,2rem)}
.content-references a{text-decoration:underline;text-underline-offset:3px}
.coverage-icon{width:90px;height:90px;object-fit:contain}

@media(max-width:600px){.resource-hero{padding:28px 0 40px}.page-hero.resource-hero h1{font-size:clamp(1.9rem,9vw,2.6rem)}.contact-actions-buttons{flex-direction:column}.contact-actions .button{width:100%}}

/* Navigation collapse: separate from page-layout stacking */
@media(max-width:1180px){.menu-toggle{display:flex;flex:0 0 auto;width:48px;height:48px}.nav-links{display:none;position:absolute;top:100%;left:0;right:0;background:var(--cream);padding:16px 19px 25px;box-shadow:0 15px 25px #1934401a;flex-direction:column;flex-wrap:nowrap;align-items:stretch;justify-content:flex-start;gap:0;border-top:1px solid var(--line);max-height:calc(100dvh - var(--site-header-height, 11rem));overflow-y:auto}.nav-links.is-open{display:flex}.nav-links>a:not(.button){padding:15px 4px;white-space:normal;border-bottom:1px solid var(--line)}.nav-links .button{margin-top:18px}.nav-item{padding-bottom:0;margin-bottom:0;border-bottom:1px solid var(--line)}.nav-item .nav-trigger{border-bottom:none;padding:15px 4px}.nav-dropdown{position:static;display:flex;visibility:visible;opacity:1;transition:none;min-width:0;box-shadow:none;border:none;border-radius:0;margin:0;padding:0 4px 14px 14px;background:transparent}.nav-dropdown:before{display:none}.nav-dropdown a{padding:10px 4px;border-radius:0;white-space:normal}.nav-dropdown-all{border-top:none;margin-top:2px;padding-top:6px!important}}
@media(max-width:600px){.nav-row{gap:12px;flex-wrap:wrap}.brand{font-size:1.1875rem;gap:8px;row-gap:8px;flex:1 1 11em;flex-wrap:wrap;min-width:0}.brand-name{flex:1 1 9em;min-width:0;overflow-wrap:anywhere}.menu-toggle{margin-left:auto}.utility .container{justify-content:flex-start}}
/* Intrinsic columns may shrink when visitors enlarge text, but the text never does. */
.quote-grid,.two-col,.feature-split,.contact-layout{grid-template-columns:repeat(2,minmax(0,1fr))}
.nav-dropdown a{overflow-wrap:anywhere}
@media(max-width:1180px){.nav-dropdown{width:auto;max-width:none}}
.hero-grid>*,.two-col>*,.feature-split>*,.service-layout>*,.contact-layout>*,.footer-main>*,.steps>*,.team-grid>*,.compare>*{min-width:0}
.footer-main{grid-template-columns:minmax(0,1.1fr) minmax(0,.65fr) minmax(0,1.65fr) minmax(0,1fr);gap:32px}
.brand img,.arrow,.faq summary:after{flex-shrink:0}
.button{max-width:100%}
@media(max-width:800px){.hero-grid,.quote-grid,.two-col,.feature-split,.contact-layout{grid-template-columns:minmax(0,1fr)}.footer-main{grid-template-columns:repeat(2,minmax(0,1fr))}}
/* Keep the hero's shared gutters once its columns stack; no nested padding. */
@media(max-width:800px){.hero-grid{width:calc(100% - 38px);min-height:0;padding:48px 0 40px;row-gap:36px}.hero-copy{padding:0}.hero-visual{margin:0;width:100%}}
@media(max-width:1100px){.footer-main{grid-template-columns:repeat(2,minmax(0,1fr))}.footer-main>div:first-child{grid-column:auto}}
@media(max-width:600px){.footer-main{grid-template-columns:1fr}.contact-detail{grid-template-columns:1fr}.resources{grid-template-columns:minmax(0,1fr)}.resource-card,.resource-card>div{min-width:0}.faq summary{min-width:0;flex-wrap:wrap;overflow-wrap:anywhere}.faq summary:after{margin-left:auto}}
.legal-hero .lead{max-width:48rem}
.legal-effective-date{max-width:48rem;background:var(--cream);border:1px solid var(--line);border-left:4px solid var(--blue);padding:22px 26px;margin-top:26px;font-size:1.125rem}
.legal-layout{display:grid;grid-template-columns:minmax(0,15rem) minmax(0,1fr);gap:56px;align-items:start}
.legal-layout>*{min-width:0}
.legal-contents{background:var(--soft);border:1px solid var(--line);padding:24px}
.legal-contents h2{font-size:1.5rem;margin:0 0 18px}
.legal-contents ol{padding-left:22px;margin:0 0 24px}
.legal-contents li{padding-left:4px;margin-bottom:14px;font-size:1rem;line-height:1.6}
.legal-contents a,.legal-content a{text-decoration:underline;text-underline-offset:4px}
.legal-content{max-width:48rem}
.legal-content>section{margin-bottom:44px;scroll-margin-top:2rem}
.legal-content>section:first-child h2{margin-top:0}
.legal-content h2{font-size:2rem;line-height:1.25}
.legal-contact{border:1px solid var(--line);background:var(--soft);padding:24px;margin:24px 0;font-size:1.125rem}
.legal-contact p{margin:8px 0}
.inquiry-section{background:var(--soft)}
.inquiry-layout{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:60px;align-items:start}
.inquiry-form{background:var(--cream);border:1px solid var(--line);padding:32px}
.inquiry-fields{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:20px}
.inquiry-form label{display:block;font-size:1rem;font-weight:600;margin:0 0 8px}
.inquiry-form input,.inquiry-form select{width:100%;min-width:0;min-height:52px;border:1px solid var(--ink);border-radius:4px;padding:12px;color:var(--ink);background:white;font:inherit;font-size:1.125rem}
.inquiry-form select{margin-bottom:20px}
.inquiry-note{font-size:1rem;line-height:1.6}
.inquiry-form .inquiry-note{margin:0 0 20px}
.inquiry-form .inquiry-fields+.inquiry-note{margin:16px 0 20px}
.inquiry-form a{text-decoration:underline;text-underline-offset:3px}
.inquiry-form button{min-height:52px;width:100%;cursor:pointer}
.inquiry-form button:disabled{opacity:.65;cursor:wait}
.inquiry-form input:focus-visible,.inquiry-form select:focus-visible{outline:3px solid var(--blue);outline-offset:3px}
.inquiry-status{font-size:1rem;line-height:1.6;margin:16px 0 0;overflow-wrap:anywhere}
.inquiry-status:empty{margin:0}
.inquiry-status.is-error{color:#8d2020}
.inquiry-verification{border-top:1px solid var(--line);padding-top:20px;margin-bottom:24px}
.inquiry-verification [hidden]{display:none}
.inquiry-verification [data-turnstile-widget]{min-height:140px}
.inquiry-verification [data-turnstile-status]{margin-top:12px}
.inquiry-trap{position:absolute;width:1px;height:1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap}
@media(max-width:800px){.inquiry-layout{grid-template-columns:minmax(0,1fr);gap:32px}}
@media(max-width:550px){.inquiry-fields{grid-template-columns:minmax(0,1fr)}.inquiry-form{padding:24px}}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip-path:inset(50%);white-space:nowrap;border:0}
@media(max-width:800px){.legal-layout{grid-template-columns:minmax(0,1fr);gap:32px}.legal-contents{padding:22px}.legal-effective-date{padding:20px}.legal-content h2{font-size:1.75rem}}